1. A few years ago, I paid off the last scraps of debt that I had accumulated during my college years.  Yes, I was one of those people who not only got a bunch of student loans but used credit, well, let’s just say ‘unwisely’ is putting it mildly.  Anyway, I learned my lesson (the hard way) and I hope to never repeat the mistakes of my youth.  Anyway, I thought this article was really interesting, and maybe you will too.  Maybe not.

     
     
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